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9 Ways to Save Money on Business Insurance

  You’re in business to make money. One way to increase profit, of course, is to cut expenses. The savvy small business owner can wring substantial savings from his or her commercial insurance. The key, of course, is to reduce costs without gutting your coverage. Saving is
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The Ins and Outs of Errors and Omissions Insurance

Almost all agents have clients with errors and omissions (E&O) exposure and the most difficult job the agent may have is convincing the client that they have the exposure. After 20 years of selling E&O/EPL/D&O exclusively, I have found some simple answers to the clients’ q
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Understanding Commercial Package Policies

BUSINESS INSURANCE BASICS   For small businesses without specialized risks, a Business Owners Policy—or BOP—may offer the basic property and liability coverage that you need. But if your company is growing in size and complexity—or you face specialized risks due to the nature of your
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Insurance 101

Growth and Role of Property/Casualty Insurance Sharing, or pooling, of risk is the central concept of the business of insurance. The idea has the beauty of simplicity combined with practicality. If risks—chances of loss—can be divided among many members of a group, then they need fall
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