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A Parent’s Guide to Insurance for Teen Drivers

  Adding a teenage driver to your car insurance policy will raise your rates. But you can control how much they’ll climb. Having teens drive a Camry rather than a Corvette, encouraging them to bring home report cards with straight A’s, and urging them to keep their dr
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Five Insurance Mistakes to Avoid…… (and Still Save Money)

  Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is like diet without exercise—focused only on numbers, not on results. Don’t risk e
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Political Risk a Growing Concern, Say Brokers, Insurers

Evan Freely has been insuring global risks for years — through the 2008 market meltdown, the 2002 crisis in Argentina, and the 1993 downturn in Venezuela. Yet turmoil now seems to be coming at a more rapid pace than he’s seen before. “I’m more concerned today about political risk than
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The Difference Between Professional Indemnity and Public Liability

“Professional liability insurance (PLI), also called professional indemnity insurance(PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice- and service-providing individuals and compan
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The Ins and Outs of Errors and Omissions Insurance

Almost all agents have clients with errors and omissions (E&O) exposure and the most difficult job the agent may have is convincing the client that they have the exposure. After 20 years of selling E&O/EPL/D&O exclusively, I have found some simple answers to the clients’ q
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Mobile Home Insurance

Mobile home insurance policies provide two basic kinds of coverage: physical damage and personal liability coverage. Choosing the right insurance policy is much like choosing the right mobile home. You want it to fit your needs and lifestyle, but you also want the insurance coverage t
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Boat Insurance

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home&#
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Motorcycle Insurance

A guide to finding just the right insurance coverage for a bike that’s unique as you are.   Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states req
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Industry Leaders Expect Commercial Lines To Grow At Greater Pace Than Personal Lines; Cyber To Lead The Way, I.I.I. Survey Finds

  Leaders of the property/casualty insurance industry expect to see a considerable increase in the commercial lines of insurance for 2017, with cyber a potentially huge untapped market, according to an Industry Leader Trends survey, conducted by the Insurance Information Institut
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5 Insurance-Buying Mistakes to Avoid

  Buying insurance can be confusing, but when the unexpected happens – a house fire, a fender bender or a broken bone – it’s a relief to know that some of those financial losses will be covered. But how do you know how much coverage you need? And what questions should you a
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