default logo

Business Insurance Reviews

The Best Business Insurance Provider Out of the 56 business insurance providers we researched, Nationwide comes out as the winner due to its specialized policy options and first-rate customer service.   Editor’s Choice – Nationwide What makes Nationwide our top choice is th
Read More

Liability Insurance

What is Liability Insurance? Liability insurance also known as Commercial insurance protects you in the event you are sued for claims that come within the coverage of your liability insurance policy. If you are a small business owner, there are many reasons why you should learn more a
Read More

Political Risk a Growing Concern, Say Brokers, Insurers

Evan Freely has been insuring global risks for years — through the 2008 market meltdown, the 2002 crisis in Argentina, and the 1993 downturn in Venezuela. Yet turmoil now seems to be coming at a more rapid pace than he’s seen before. “I’m more concerned today about political risk than
Read More

The Difference Between Professional Indemnity and Public Liability

“Professional liability insurance (PLI), also called professional indemnity insurance(PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice- and service-providing individuals and compan
Read More

The Ins and Outs of Errors and Omissions Insurance

Almost all agents have clients with errors and omissions (E&O) exposure and the most difficult job the agent may have is convincing the client that they have the exposure. After 20 years of selling E&O/EPL/D&O exclusively, I have found some simple answers to the clients’ q
Read More

Understanding Commercial Package Policies

BUSINESS INSURANCE BASICS   For small businesses without specialized risks, a Business Owners Policy—or BOP—may offer the basic property and liability coverage that you need. But if your company is growing in size and complexity—or you face specialized risks due to the nature of your
Read More

Insurance 101

Growth and Role of Property/Casualty Insurance Sharing, or pooling, of risk is the central concept of the business of insurance. The idea has the beauty of simplicity combined with practicality. If risks—chances of loss—can be divided among many members of a group, then they need fall
Read More